Make Your Credit History Spotless


kitchenMake Your Credit History Spotless

In the prescott az real estate market flawless credit history is mandatory.  Flawed credit history lowers credit score and makes lenders weary.  If your credit score isn't up to par, you can do something about it without delaying house hunting.

Check TransUnion, Equifax and Experian.  With three free reports yearly, you have an opportunity to examine past and current balances.  If there are any discrepancies or fraud, handle it immediately.  Contact the company with the problem and inform them about the disagreement.  Companies will perform an investigation and determine if you are correct.  You can also ask to take the mistake off the credit report.  Keeping the mistake on the report lowers credit score.  If the blame is on your end, resolve it promptly.

Three Lesser Known Advantages of Buying a New Home


Cliff Rose LotThree Lesser Known Advantages of Buying a New Home

There are certain obvious advantages of buying a new home, such as the fact that you won’t have to replace any appliances or do major repairs right away.  You can choose to renovate a little if you find that the floor plan isn’t exactly the way you want it.  But the house is livable right away in most other aspects.  However, there are also certain lesser known advantages of buying a new home.

1. Better floor plans.  As time goes on, people start constructing homes with greater privacy and more amenities.  In some old homes, it’s not unusual to find smaller rooms and windows and claw-footed bathtubs instead of showers.  This may seem quaint at first but it will probably get old pretty fast when you’re rushing in the mornings to get to work.  In a new home, you’re definitely going to have more space and better bathrooms.


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